What is mobicred?

mobicred is an online account that gives buyers access to credit, which they can use on PayFast. The facility works in a similar fashion to retail store credit – only online. mobicred charges interest rates comparable to those of credit card providers and only levies monthly fees while the account is used (unlike most credit cards).

Mobicred - Buy now pay later


How does it work?

New Mobicred users:

  • First, you’ll need to register on mobicred’s website and complete your application.
  • Once approved, you can come back and pay for your items using mobicred* via PayFast.
  • Your application may take 1 business days to process
  • If you need your items right now, please select a different payment method. We can’t guarantee that your items will still be in stock when you return.

Existing mobicred users:

  • Select mobicred as your payment option during checkout.
  • Log in using your mobicred username and password.
  • Enter the one-time pin (OTP) that will be sent to your mobile phone.
  • Click on “Confirm & Pay”.
  • Your mobicred account will be debited and we will send you a confirmation email of your order.


*Subject to credit approval. T&Cs apply.


If you have any questions about mobicred you can visit www.mobicred.co.za or you can contact them via email at customerservice@mobicred.co.za or call them on 08600 62733.

Accepted Payment Methods

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